When you purchase something, would you rather pay the “wholesale” or “retail” price? If you are a rational person, you would say “wholesale” 100 percent of the time because everyone knows that wholesale is cheaper. You are getting it more directly as there is no middleman.
Well, that is how you can look at the health insurance system in this country. Private health insurance is “retail” while Medicare and Medicaid and the veterans health care system are all “wholesale.” Private insurance companies (i.e. middlemen) have a 30 percent overhead that includes profit; while Medicare has a 3 percent overhead because there is no profit to pay. And since everyone I know is very pleased with all three of our wholesale health care systems, why would anyone in their right mind be against a nationalized health care system that covers every citizen?
The reason all other industrialized countries have a nationalized health care system is because: a) it can be administered cheaper and b) because health care is so massive. There is not a citizen in this country that is not affected in some way by health care.
Keep in mind that there are two facets to health care: administration and delivery. Your insurance company and Medicare are on the administrative side; your provider/doctor is on the delivery side. The new health care law does not change the delivery of medicine. It does make it more efficient by implementing the use of electronic health records. The new law protects the consumer (insured) from abuses by private insurance companies that can drop coverage after you become ill or deny you coverage because of a pre-existing condition.
If our elected congressmen truly want to help the citizens of Mississippi, they will drop their pursuit of trying to repeal the new healthcare law.
Suggest to them instead that they: 1) allow Medicare/Medicaid to negotiate the price of drugs like the VA does (saving the system billions), 2) make coverage more portable so that when you lose your job, you don’t lose your insurance as well, 3) allow citizens to shop for health insurance across state lines thereby creating more competition thus lower costs, and 4) require that more generic drugs be used when possible.
Access to adequate health care for all human beings is a moral issue and to support otherwise is just plain wrong and inhumane.
By Camille Wright